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A Single Mother Struggling to Budget Weighs the Balance Between Just Surviving and Really Living

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So, I had to learn to stick to my budget , which wasn’t easy, especially for someone who’d had to repeat a year of high school math. How did I rationalize spending money that put me slightly over budget? Even more confident. Right after the workshop, I purchased Egyptian cotton sheets and a duvet cover.

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2023 Financial Forecast: How to Prepare for the Year Ahead

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Now, for the good news: Although there’s bound to be factors that are beyond your control, feeling more confident about your finances can help you navigate whatever comes your way. In the past year, two dynamics in the broader economy have made it especially difficult to stick with a budget and avoid racking up debt.

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Transforming Your Relationship with Money

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For some people, that might be doubling down on a budget to track your spending. Complete the exercise by writing down the things you think would make you feel confident around your finances. Work with them to develop strategies to help you break these patterns.

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Tori Dunlap, Founder of Her First 100K is on a Mission to Close the Gender Pay Gap

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But as you incorporate this practice into your monthly routine, you’ll not only gain a comprehensive understanding of your finances , but also the confidence with which to create and maintain a plan that aligns with your financial goals. Break free of debt. Get paid what you’re worth.

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Fill Up Your Love Bank, No Matter Your Budget: The Budgetnista Tiffany Aliche on Achieving Financial Wholeness

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Plus, she shares tricks to reduce your impulse purchases. It’s not a capability issue, it’s a confidence issue. They are: Budgeting Savings Debt Credit Learning to earn Investing for wealth and retirement Insurance Net worth Your financial team Estate planning. Aim for financial wholeness.

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