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2023 Financial Forecast: How to Prepare for the Year Ahead

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Admittedly, that’s not much of a time difference, but then again, somehow it’s almost time to bring out the 2023 calendars. Now, for the good news: Although there’s bound to be factors that are beyond your control, feeling more confident about your finances can help you navigate whatever comes your way.

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How to Create a Personal Financial Plan

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Keeping your targets in front of you can be challenging when you feel pressured to say yes to friends during a night out or tempted to blow your budget in a moment of excitement. As we’ve discussed before, make sure you block out some time to sit and think about your future, financial goals , and relationship with money and finances.

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The tricky world of expenses

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You have to decipher all of this by looking at the date on the receipt and in their calendar and try to work out what they were doing… Sounds familiar? It is a nightmare, especially if they travel abroad a lot and have loads of foreign currency in addition to the receipts and credit card statements.

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