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44 Ways to Kick-Start Your New Year

Success

Find a mentor. I just started my own business, and I want to evaluate my income versus my expenses to see where I am currently, with the ultimate goal of hitting the salary I want to make. Ask questions of mentors and peers. Cut up credit cards. This article was published in January 2017 and has been updated.

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16 Timeless Truths of Financial Freedom

Success

My new career was straight commission—zero salary. One day, she meets a barista named Henry who becomes her mentor. The “down” escalator is racking up debt on high-interest rate credit cards , going into debt to buy things you don’t need, taking out payday loans, and borrowing money to invest in things that can go down in value.