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30 New Year’s Resolution Ideas to Make 2024 Healthier, Happier & More Secure

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Calculate your monthly income, track your spending, determine your goals and priorities and develop a plan to manage your expenses. Empower yourself to live debt-free by paying down high-interest debts such as credit cards. Limit money habits that can leave you broke such as expensive dining or luxury items. Reduce debt.

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Lessons From Past Recessions

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How much debt do I have (credit cards, student loans, car loans, mortgages, etc.)? What are my basic monthly living expenses (including food, shelter, health insurance, utilities, phone, transportation and childcare)? Am I anticipating any major life events with significant expenses attached (like a new baby or retirement)?

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Paying Candidates for Interviews: What Should Be Covered and Why?

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Job candidates’ credit cards might be getting more action than they should, all while they are between employment opportunities. William Stonehouse III, president and co-founder of Crawford Thomas Recruiting, has an eye on the trend of paying for interviewing expenses. A new suit. An airplane ticket to another interview.

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Transforming Your Relationship with Money

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It can be as simple as a missed credit card payment and the resulting fee haunting you from years past, or maybe you had a house foreclosure or car repossession. Once you have your list, find someone you trust, such as your partner, mentor or a therapist/ counselor to talk about the things that come up for you.

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16 Rich Habits

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Stay away from accumulating credit card debt. Try to stash six months of living expenses in an emergency fund in case you lose your job or your business goes belly-up. Get a mentor. Among the wealthy, 93 percent who had a mentor attributed their success to that person. You should never lose money on your savings.

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44 Ways to Kick-Start Your New Year

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Find a mentor. I want to evaluate my cost-of-living expenses and see where I can cut back. I just started my own business, and I want to evaluate my income versus my expenses to see where I am currently, with the ultimate goal of hitting the salary I want to make. Ask questions of mentors and peers. Cut up credit cards.

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Feeling Scattered? These 3 Questions Will Help You Stay on Track

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I’ve been there myself, and I was lucky enough to have a mentor who taught me a way to stay organized and spend the maximum amount of time pursuing my passion. For example, expensing my credit card account has to be done by me, but it does not move me closer to my vision.