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30 New Year’s Resolution Ideas to Make 2024 Healthier, Happier & More Secure

Success

Calculate your monthly income, track your spending, determine your goals and priorities and develop a plan to manage your expenses. Empower yourself to live debt-free by paying down high-interest debts such as credit cards. Limit money habits that can leave you broke such as expensive dining or luxury items. Reduce debt.

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Lessons From Past Recessions

Success

How much debt do I have (credit cards, student loans, car loans, mortgages, etc.)? What are my basic monthly living expenses (including food, shelter, health insurance, utilities, phone, transportation and childcare)? Am I anticipating any major life events with significant expenses attached (like a new baby or retirement)?

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16 Rich Habits

Success

Stay away from accumulating credit card debt. Try to stash six months of living expenses in an emergency fund in case you lose your job or your business goes belly-up. Network and volunteer regularly. Almost three-quarters of wealthy people network and volunteer a minimum of five hours a month. Get a mentor.

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44 Ways to Kick-Start Your New Year

Success

Find a mentor. I want to evaluate my cost-of-living expenses and see where I can cut back. I just started my own business, and I want to evaluate my income versus my expenses to see where I am currently, with the ultimate goal of hitting the salary I want to make. Refresh your network. Ask questions of mentors and peers.

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You Will Survive: 8 Strategies to Overcome New Entrepreneur Anxiety

Success

There is an escape from the Money Panic, and it doesn’t involve selling off retirement investments or increasing your credit card limit. Cut expenses to the bone. It can act as a check on your flawed assumptions, a motivator to work harder or a prod to reach out to mentors and allies for advice. Secure a “consulting” gig.

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106 Thoughts on Overcoming Overwhelm in a Freaked-Out World

Stephanie LH Calahan

Archive Network with Steph Is This You? Change the settings on your social networking sites that automatically notify you of new activity. Check your social networking sites only at specified times, preferably no more than once or twice a day. For bigger changes, enlist a mentor or professional coach to help you stay on track.

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