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30 New Year’s Resolution Ideas to Make 2024 Healthier, Happier & More Secure

Success

Calculate your monthly income, track your spending, determine your goals and priorities and develop a plan to manage your expenses. Empower yourself to live debt-free by paying down high-interest debts such as credit cards. Limit money habits that can leave you broke such as expensive dining or luxury items. Reduce debt.

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Lessons From Past Recessions

Success

How much debt do I have (credit cards, student loans, car loans, mortgages, etc.)? What are my basic monthly living expenses (including food, shelter, health insurance, utilities, phone, transportation and childcare)? Where can I cut back on the rest of my spending if it becomes necessary? Beef up your emergency fund.

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44 Ways to Kick-Start Your New Year

Success

Call one of your children on the phone. Find a mentor. I want to evaluate my cost-of-living expenses and see where I can cut back. I just started my own business, and I want to evaluate my income versus my expenses to see where I am currently, with the ultimate goal of hitting the salary I want to make. Take a nap.

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You Will Survive: 8 Strategies to Overcome New Entrepreneur Anxiety

Success

There is an escape from the Money Panic, and it doesn’t involve selling off retirement investments or increasing your credit card limit. Cut expenses to the bone. It can act as a check on your flawed assumptions, a motivator to work harder or a prod to reach out to mentors and allies for advice. Secure a “consulting” gig.

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106 Thoughts on Overcoming Overwhelm in a Freaked-Out World

Stephanie LH Calahan

Use the notebook for everything you want to keep track of: to do lists, grocery lists, client meetings, phone calls, dreams and goals. Pick a half-dozen little items that can be completed in 5 minutes each or less (an email you need to send, a phone call to make, something to look up on the internet.) a 6x9(ish) spiral notebook.

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