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5 Long-Term Financial Goals and How to Achieve Them

Success

Your long-term goals are an important aspect of your financial health. Pay off major debts Expected time: 5+ years Account types: Credit card debt, mortgage, student loans, car loans Getting out of debt is essential to the success of your other long-term financial goals.

Goals 287
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Money Remains a Top Stressor for U.S. Adults—Here Are Some Tips to Better Manage Stress (and Finances)

Success

Research shows that people who suffer from high levels of debt stress have health risks ranging from ulcers and migraines to heart attacks. Bureau of Labor Statistics reports that roughly two-thirds of our economy is fueled by consumer spending, much of it in the form of credit card debt. Sustainable or Not?

Stress 264
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Lessons From Past Recessions

Success

Having a plan in place can also help you find some silver linings and free your mind to see some of the opportunities a downturn can present. How much debt do I have (credit cards, student loans, car loans, mortgages, etc.)? How much cash can I quickly access if needed (i.e., Consider your skills and upskill.

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Paying Candidates for Interviews: What Should Be Covered and Why?

Success

Job candidates’ credit cards might be getting more action than they should, all while they are between employment opportunities. But as all eyes are on mental health and wellness improvements in the workplace , employers are facing a new ethical dilemma: Should they pay candidates who interview? Two days of meals. A babysitter.

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How My Experience as a Black Entrepreneur Shaped My Views on Building Financial Freedom

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When I returned to my office in Atlanta, I shared the nerve-wracking experience with my manager, one of the few Black directors in the company. And despite his willingness to let me vent, I couldn’t help but feel like I needed more from him, from my coworkers and from the company I worked for. Yeah, these things happen.

Medical 279
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Employee personnel files — what should and shouldn’t be included

BMT Office Administration

While some variance may occur between companies, certain papers commonly belong in these files and some definitely do not. Think of an employee’s personnel file as a history of the individual’s employment relationship with the company. Agreements related to the use of a company car or business credit card.

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Bad Credit 101: The Small Mistakes That Are Killing Your Score

Success

You just applied for a credit card, or maybe it was a new apartment or a loan, and you got denied. You were under the impression that your credit was solid. It just sucker punched you in the face, so now you’re wondering what’s causing your bad credit score. Using too much credit isn’t good.