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5 Financial Basics Everyone Should Know

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Saving just $20 from every paycheck can add up and keep you from pulling out a credit card when emergencies happen. Paying off debt Paying off credit cards or other debt can feel like rolling a boulder up a hill. Many people are so uncomfortable looking at their credit card statements that they just avoid them.

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The 6 Biggest Financial Mistakes to Avoid in Your 30s

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It could be down payment money for a home, putting [funds] toward a young child’s education or investing in retirement. The same study from Debt.com found that one in three credit card holders in the U.S. have maxed out their credit cards to cover expenses due to inflation. While the average age in the U.S.

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30 New Year’s Resolution Ideas to Make 2024 Healthier, Happier & More Secure

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But finding the right resolution for you—one that you will actually keep—isn’t an easy process. Save more for retirement. Increase contributions to retirement accounts such as your 401(k) or IRA. Empower yourself to live debt-free by paying down high-interest debts such as credit cards. Improve your credit score.

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Everything You Need to Know About Emergency Funds

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If you’ve ever had to pull out a credit card to deal with a dentist or emergency vet bill, you likely know the pain of wondering how you’ll pay for an unexpected expense. Instead of getting discouraged, try breaking the bigger goal into smaller pieces to make the process more manageable. How much should an emergency fund be?

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A Millennial’s Guide to Finances: 5 Things to Start Before You Turn 30

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Welcome to adulthood, where your credit score is (hopefully) lit. Drew Parker, creator of The Complete Retirement Planner, encourages young adults to check their credit score each year, aiming for that sweet spot of 720+, where you will receive the best loan, mortgage and credit card rates. Wiedman, D.B.A.,

Finance 279
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Transforming Your Relationship with Money

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It can be as simple as a missed credit card payment and the resulting fee haunting you from years past, or maybe you had a house foreclosure or car repossession. After you’ve processed your list with someone else, think about what a healthy, new relationship with your money would look like. Determine the facts.

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How Toxic Positivity Can Hurt Your Finances

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Generally, when we don’t process our feelings as we have them, we can strengthen negative thoughts until they are overwhelming, according to Psychology Today. Pushing off conversations about life insurance, retirement savings or long-term care doesn’t protect you from the negative feelings the subjects bring up.

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