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30 New Year’s Resolution Ideas to Make 2024 Healthier, Happier & More Secure

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But finding the right resolution for you—one that you will actually keep—isn’t an easy process. Save more for retirement. Increase contributions to retirement accounts such as your 401(k) or IRA. Empower yourself to live debt-free by paying down high-interest debts such as credit cards. Improve your credit score.

2024 299
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Transforming Your Relationship with Money

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It can be as simple as a missed credit card payment and the resulting fee haunting you from years past, or maybe you had a house foreclosure or car repossession. Once you have your list, find someone you trust, such as your partner, mentor or a therapist/ counselor to talk about the things that come up for you.

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How Toxic Positivity Can Hurt Your Finances

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Generally, when we don’t process our feelings as we have them, we can strengthen negative thoughts until they are overwhelming, according to Psychology Today. Pushing off conversations about life insurance, retirement savings or long-term care doesn’t protect you from the negative feelings the subjects bring up.

Finance 297
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16 Rich Habits

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Stay away from accumulating credit card debt. Contribute as much as you can afford to a retirement plan. Get a mentor. Among the wealthy, 93 percent who had a mentor attributed their success to that person. Mentors regularly and actively participate in your growth by teaching you what to do and what not to do.

Mentoring 317
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44 Ways to Kick-Start Your New Year

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I want my financial future to be bright and to have no worries when I’m older and ready to retire. Find a mentor. Ask questions of mentors and peers. Cut up credit cards. Be wary of processed foods, soups and sugar-free items; even raw poultry can contain added salt. Build value every day. Attend training.

Mentoring 345