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How to Teach Your Kids About Credit Cards

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On the surface, credit cards seem pretty straightforward: You use your card to purchase items and then pay the balance at the end of the month. But as many of us have learned the hard way, using credit can be all too easy, and you can go into debt quickly. Understand how credit works.

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Business Travel Is Back: How to Maximize Your Miles

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Like any business owner, one of Neff’s focuses is keeping his business costs down , and when it comes to travel, one way he’s found to do that is with a good travel rewards card. But if you have miles loaded up on a card, it can be a lot easier.”. Neff isn’t the only professional preparing to rack up airline miles again in 2022.

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12 Essential Tips Every Solo Traveler Needs to Know

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Keep reading for our best solo travel tips, whether you’re learning how to travel solo for the first time or you’re a seasoned traveler. Use the cloud Scan or take photos of your flight and hotel confirmations, credit card and insurance cards, and any other documents that might be useful.

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8 Pieces of Financial Advice for New College Graduates

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After all, learning how to manage your finances before money mistakes happen can help you avoid easy-to-make slip-ups like dings to your credit score or an overdrawn bank account. Before you start divvying up your paycheck into budget lines, it’s a good idea to decide first how much savings you need to set aside for a rainy day.

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Don’t Let Shame Around Money Rule Your Life: How to Heal It

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While noticing when these emotions come up can be helpful, letting shame rule your life can keep you from adequately dealing with past trauma and moving forward with your life. Listen to this week’s episode of the rich & Regular podcast and keep reading below to learn how to work with shame instead of letting it rule your life. .

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A Millennial’s Guide to Finances: 5 Things to Start Before You Turn 30

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List out your purchases in an Excel spreadsheet at the end of each month and place each transaction into a bucket. Get detailed and introspective to evaluate which purchases are legitimate needs vs. nonessentials. Set yourself up for success. Credit Karma is a great free resource to track the progress of your credit score.

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How Can I Boost My Credit Score?

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Are you looking to purchase a new car or considering buying a house in the next few months? If the answer is yes, you’ll likely need to apply for a loan to make the purchase possible. It’s important to check your credit score beforehand to know what you can expect for the loan’s terms. Credit inquiries can be hard or soft.