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5 Long-Term Financial Goals and How to Achieve Them

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Pay off major debts Expected time: 5+ years Account types: Credit card debt, mortgage, student loans, car loans Getting out of debt is essential to the success of your other long-term financial goals. Most people use a mortgage to buy real estate, but many mortgage lenders ask for at least 20% of the purchase price as a down payment.

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Business Travel Is Back: How to Maximize Your Miles

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As Neff has learned, one key to doing that is having a good rewards credit card—and taking advantage of everything it has to offer. The right credit card for your business travel needs will depend on several factors, including the size and maturity of your business, your expense levels and your credit profile.

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How to Teach Your Kids About Credit Cards

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On the surface, credit cards seem pretty straightforward: You use your card to purchase items and then pay the balance at the end of the month. But as many of us have learned the hard way, using credit can be all too easy, and you can go into debt quickly. Understand how credit works.

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How to Find Your Money ‘Why’

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More than this, advertising often appeals to our sense of self, frequently tying products to concepts or feelings that we truly believe in. How many bath bombs have been purchased on credit cards in the name of self-care? How many unused vitamins and supplements under the name of wellness?

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How Can I Boost My Credit Score?

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Are you looking to purchase a new car or considering buying a house in the next few months? If the answer is yes, you’ll likely need to apply for a loan to make the purchase possible. It’s important to check your credit score beforehand to know what you can expect for the loan’s terms. Credit inquiries can be hard or soft.

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The Biggest Financial Mistakes to Avoid in Your 20s

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Not to mention, low wages, staggering student debt and compounding credit card debt. In the long run, this ignorance is bliss mentality only leads to more problems, whether it’s mounting credit card debt or puny retirement funds. Soaring food prices: grocery prices have increased by 25% over the past four years.

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How Employers Can Better Serve Neurodiverse Employees in 2023

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She is now Bened Life’s community director, where her days are filled with consulting with leaders on how to encourage a more neurodiverse-friendly environment at work. She has a real issue with numbers and being organized with her money, and she’s also very scared to get a credit card,” she said.

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