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5 Ways to Save Money This Holiday Season (Without Disappointing Anyone)

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The Associated Press (AP) reported that spending had slowed in October , ahead of the holiday season. And it’s not just the United States— Dutch consumers are cutting back, and Canadians are spending less on holiday travel and gifts, new reports show. Instead, she will be giving them watercolor painting cards that she makes.

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5 Money Mistakes That Could Be Ruining Your Credit

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Here are five common money mistakes that could be unintentionally sabotaging your credit score. Mistake #1: Closing credit card accounts. Of course, you should reduce your debt load, beginning with your credit card debt. But once you pay off a card, don’t close the account. Mistake #4: Paying late.

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5 Financial Basics Everyone Should Know

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Saving just $20 from every paycheck can add up and keep you from pulling out a credit card when emergencies happen. Paying off debt Paying off credit cards or other debt can feel like rolling a boulder up a hill. Many people are so uncomfortable looking at their credit card statements that they just avoid them.

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8 Pieces of Financial Advice for New College Graduates

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You may not be able to escape using a credit card for some unexpected expenses, especially if you’re just starting a new job and haven’t had time to build your savings. If you are paying back credit card debt, your minimum monthly payment should go in this category. Understand and build your credit score.

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Money Remains a Top Stressor for U.S. Adults—Here Are Some Tips to Better Manage Stress (and Finances)

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The survey, released in October 2021, reported that the COVID-19 pandemic continues to impede decision-making ability, which includes financial decisions. Bureau of Labor Statistics reports that roughly two-thirds of our economy is fueled by consumer spending, much of it in the form of credit card debt. Your patterns?

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What Is a Credit Freeze, and Should I Do It?

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million reports of identity theft. When you apply for credit, lenders typically pull your credit report to decide if and how much to give you. Credit freezes restrict access to your credit report. If lenders can’t see your credit file, they can’t approve the credit application.

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These Are Nicole Lapin’s 6 Money Tips for Living Your Richest Life

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Throughout the book, she shares personal anecdotes and examples, such as how she painlessly eliminated a $5,000 credit-card balance. A former CNBC and CNN news anchor who has been called a “money guru for millennials,” Lapin, 31, reported at the forefront of the Great Recession. Get rid of a $5,000 credit card balance.