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5 Ways to Save Money This Holiday Season (Without Disappointing Anyone)

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The Associated Press (AP) reported that spending had slowed in October , ahead of the holiday season. And it’s not just the United States— Dutch consumers are cutting back, and Canadians are spending less on holiday travel and gifts, new reports show. Instead, she will be giving them watercolor painting cards that she makes.

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8 Pieces of Financial Advice for New College Graduates

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Some people refer to this as an emergency fund , but it is essentially three to six months’ worth of living expenses you can use to pay for essentials if you lose your income or get hit with unexpected bills, such as a car repair or medical emergency. You may not get your expenses to match the 50/30/20 percentages. Budget play money.

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5 Money Mistakes That Could Be Ruining Your Credit

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Here are five common money mistakes that could be unintentionally sabotaging your credit score. Mistake #1: Closing credit card accounts. Of course, you should reduce your debt load, beginning with your credit card debt. It’s expensive and most Americans struggle to keep it under control.

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5 Financial Basics Everyone Should Know

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Your percentages may vary based on your expenses and income. Saving just $20 from every paycheck can add up and keep you from pulling out a credit card when emergencies happen. Paying off debt Paying off credit cards or other debt can feel like rolling a boulder up a hill. Cancel cable or a subscription service.

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Money Remains a Top Stressor for U.S. Adults—Here Are Some Tips to Better Manage Stress (and Finances)

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“I would lie there and catalog the things I had bought over the years that now made absolutely no sense to me: that luxury car lease, that tech gadget, that suit, that watch, that ridiculously expensive bottle of wine.” (And One recent survey by the credit card comparison website CardHub observed that consumers added a total of $87.3

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How to Find Your Money ‘Why’

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How many bath bombs have been purchased on credit cards in the name of self-care? As the journal Applied Economics reports, “individualized cultural values measures do indeed explain part of the financial behavior of households.” How many unused vitamins and supplements under the name of wellness? Don’t list too many.

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How Financial Wellness Programs Can Benefit Employees and Employers

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And 85% of these HR leaders reported that financial wellness benefits are more important than even a year ago, the study found. People who follow the YNAB rules report an increase in savings, lower debt and a higher credit score, he adds.