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12 Last-Minute Gift Ideas For Digital Nomads

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Having lots of bulky baggage is not ideal when you’re trying to travel light, so gifting experiences, digital gifts, or small items is ideal. . Digital subscriptions for learning, social media management, taxes and more are perfect choices for last-minute gifts. . 12 of the Best Gift Ideas for Digital Nomads .

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What Are I Bonds and Should I Buy Them?

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Having a way to protect your funds from the rising costs of, well, everything lately can be appealing, especially since we don’t know what the future will bring. When you purchase an I bond, the fixed rate will remain your interest rate until you cash it in. Purchasing and cashing in There are two ways to purchase I bonds.

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7 Ways to Save Money on Groceries without Clipping Coupons

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Why are groceries so expensive right now? Other reasons include: Increased labor costs: The cost of producing food is rising as the labor market tightens. According to the Federal Reserve Bank of Kansas City, a tight labor market means wage increases, which have increased the costs of production, labor and distribution.

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Do I Need to Buy Life Insurance?

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People purchase life insurance to help their families replace lost income and cover final expenses after death. Remember: The larger the policy amount or the longer you want the policy to be in effect, the more expensive the premiums. Many people like term life insurance because it usually costs less than a permanent policy.

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8 Pieces of Financial Advice for New College Graduates

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Some people refer to this as an emergency fund , but it is essentially three to six months’ worth of living expenses you can use to pay for essentials if you lose your income or get hit with unexpected bills, such as a car repair or medical emergency. If you received money as graduation gifts, that is a perfect start to an emergency fund.

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The Top 5 Things That Were Wise Investments for My Home Business

Tips From T. Marie

That means that I do a lot of research and soul searching before purchasing anything. Soon after that a client gifted me with Adobe Acrobat because we used it so often together. That worked fine for a few years, but as anyone who has purchased software knows, software becomes outdated pretty quickly.

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Experts Weigh in on 17 Investments for a Rich Life

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It can cost under $500 if you do it yourself, and there are many low-cost services that can do the paperwork for you as an alternative. It’s more expensive than brown-bagging it or eating at the office cafeteria, but it pushes you to get outside and interact with other professionals.”. Purchase memories, not mementos.

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