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Vivian Tu Is Emboldening Women to Step Into Their Financial Power

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Call your credit card company every six to 12 months to ask for a credit limit increase Credit utilization is a percentage—how much of your credit you’re using divided by how much credit you have. Her credit score then dropped by 60 points. “It Don’t simply accept terms Negotiate everything!

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5 Ways to Save Money This Holiday Season (Without Disappointing Anyone)

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Some companies are looking to ease the financial burden of the holidays, acknowledging the difficult times we live in. Like other founders, Howell usually puts any money she makes back into her company, calling for some careful budgeting. But of course, she doesn’t want to sacrifice her kids’ memory-making. “I

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How Employers Can Better Serve Neurodiverse Employees in 2023

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After surviving a major medical event and a surgery that almost killed her, she found herself reevaluating her trajectory. “I According to 2020 research published in the British Medical Bulletin , “a reasonable estimate of all neurominorities within the population is around 15–20%.” But things only got more complicated.

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8 Pieces of Financial Advice for New College Graduates

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Some people refer to this as an emergency fund , but it is essentially three to six months’ worth of living expenses you can use to pay for essentials if you lose your income or get hit with unexpected bills, such as a car repair or medical emergency. Understand and build your credit score. 20% goes to other debt repayment and savings.

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Avoid Using “Buy Now, Pay Later” By Planning Ahead

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The buy now, pay later (BNPL) option seems to be all the rage at present, and has been made available by multiple companies. But while it can be a convenient way to make purchases and get the things you need without using a credit card, it can also become a financial headache if you aren’t careful.

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3 Steps to Take Before Going Into Business for Yourself

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W-2 employees are employed through a company and automatically have their taxes deducted from their paychecks. When you work for a company, you and your employer split Social Security and Medicare taxes. Next, you’ll need to consider your current company benefits such as health insurance and retirement plans. Create a plan.

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How Financial Wellness Programs Can Benefit Employees and Employers

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Gone are the days when new employees received a list of the company holidays during onboarding and a packet with information about how to sign up for health care and retirement benefits. 1 value proposition that Mecham touts when talking with company leaders about why focusing on the financial wellness of their workforce is important.