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Vivian Tu Is Emboldening Women to Step Into Their Financial Power

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Be mindful of your feast and famine periods when creating a budget “A lot of businesses make a large amount of money in the fourth quarter and have a lull in the first quarter,” Tu says. “So So a consistent budget might not make sense in that case, and you should plan to spend less and earn less in the first quarter.”

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5 Ways to Save Money This Holiday Season (Without Disappointing Anyone)

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Some companies are looking to ease the financial burden of the holidays, acknowledging the difficult times we live in. Like other founders, Howell usually puts any money she makes back into her company, calling for some careful budgeting. But of course, she doesn’t want to sacrifice her kids’ memory-making. “I

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8 Pieces of Financial Advice for New College Graduates

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Following a financial independence plan, which includes a savings system and budget, will be the key to chasing your goals while maintaining a roof over your head and food in the fridge. Before opening accounts or building budgets, spend a little time reflecting on your patterns. Start an emergency fund.

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3 Steps to Take Before Going Into Business for Yourself

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W-2 employees are employed through a company and automatically have their taxes deducted from their paychecks. When you work for a company, you and your employer split Social Security and Medicare taxes. Next, you’ll need to consider your current company benefits such as health insurance and retirement plans. Create a plan.

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How Financial Wellness Programs Can Benefit Employees and Employers

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Gone are the days when new employees received a list of the company holidays during onboarding and a packet with information about how to sign up for health care and retirement benefits. 1 value proposition that Mecham touts when talking with company leaders about why focusing on the financial wellness of their workforce is important.

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Avoid Using “Buy Now, Pay Later” By Planning Ahead

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The buy now, pay later (BNPL) option seems to be all the rage at present, and has been made available by multiple companies. But while it can be a convenient way to make purchases and get the things you need without using a credit card, it can also become a financial headache if you aren’t careful.

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16 Rich Habits

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If you want to end your financial struggles, you need to make a habit of saving and budgeting what you spend. Here are some sensible ways to budget your monthly net pay: Spend no more than 25 percent on housing, no matter if you own or rent. Stay away from accumulating credit card debt. Don’t gamble. Read every day.

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