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Pros and Cons of Credit Card Balance Transfers

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Are credit card balance transfers a good thing? Today on the rich & Regular podcast, Kiersten and Julien talk about what credit balance transfers are, who they’re good for, and what you should be aware of. This is a strategic tool and one of those rewards that come from having good credit ,” Kiersten says.

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Should I Use a Balance Transfer Card to Manage My Debt?

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You may often see mail or banner ads from banks and credit card companies for a balance transfer card. These ads might seem like a dream come true, offering 0% interest on any amount you transfer up to your credit limit. What is a balance transfer card? Should I use a balance transfer card? How does it work?

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2023 Financial Forecast: How to Prepare for the Year Ahead

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It’s become more difficult in the past year, however, to know what your expenses will be each month—and that makes it all the more challenging to stick to a budget. As you think about your personal finances heading into 2023, credit card debt should be top of mind.

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How to Save Money on Christmas Spending

Ian's Messy Desk

Work from a Budget. It’s easy to overspend when your charging purchases to your credit card. The easiest way to stick to your Christmas gift budget is to block out a couple of specific times to shop, and complete it during those times. Don’t Get Sucked in by a Sale. Don’t Buy for Yourself.

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10 Christmas Organizing Tips

Ian's Messy Desk

Don’t worry, ask questions. Don’t get stressed trying to guess want when you can ask them. If it doens’t work, you’ll hear about it forever. If you are, you don’t need to do everything yourself. Set a budget. Don’t overspend on gifts, holiday outfits and food purchases.

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Monday Motivator: Where did all my money go?

Office Dynamics

How many little items did you purchase this weekend that you were not intending to buy? Which stores did you go into to buy one item and ended up purchasing 3 or 4 items? When you are young, you feel like you have a lifetime ahead of you and so you don''t think about putting $1.00 x 52 weeks = $2,600.00.

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The Practically Perfect Business Traveller’s guide to Boston

Practically Perfect PA

If your flight is delayed and you’re running late for a meeting after touching down, do like the locals do and jump on the “T”, the Massachusetts Bay Transportation Authority (MBTA). Service is available from several T stations, but most departures take place at South Station, North Station, or Back Bay Station.

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