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JANUARY 19, 2023
Are credit card balance transfers a good thing? Today on the rich & Regular podcast, Kiersten and Julien talk about what credit balance transfers are, who they’re good for, and what you should be aware of. This is a strategic tool and one of those rewards that come from having good credit ,” Kiersten says.
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FEBRUARY 19, 2024
Start with rebalancing your budget Your first step in setting a realistic goal is to review and rebalance your budget. Since short-term goals are generally completed within a year, you’ll need to make sure you have room in your budget to allocate funds to your goals. Do you have room in your budget to save for your goals?
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FEBRUARY 5, 2024
Medium-term: These goals will take longer to reach than short-term goals but are still generally achievable in the next one to five years, such as paying off credit card debt or saving for a new car. Then you can easily add more if your situation changes, such as getting a raise or adjusting your budget. Rebalance your budget.
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NOVEMBER 15, 2022
So, I had to learn to stick to my budget , which wasn’t easy, especially for someone who’d had to repeat a year of high school math. How did I rationalize spending money that put me slightly over budget? Right after the workshop, I purchased Egyptian cotton sheets and a duvet cover. It was almost impossible on my own.
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FEBRUARY 13, 2024
Pay off major debts Expected time: 5+ years Account types: Credit card debt, mortgage, student loans, car loans Getting out of debt is essential to the success of your other long-term financial goals. Most people use a mortgage to buy real estate, but many mortgage lenders ask for at least 20% of the purchase price as a down payment.
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MAY 22, 2023
You may often see mail or banner ads from banks and credit card companies for a balance transfer card. These ads might seem like a dream come true, offering 0% interest on any amount you transfer up to your credit limit. What is a balance transfer card? How do I choose a balance transfer card?
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JULY 4, 2022
Track your budget. List out your purchases in an Excel spreadsheet at the end of each month and place each transaction into a bucket. Get detailed and introspective to evaluate which purchases are legitimate needs vs. nonessentials. Ensure your goals and budget are reasonable and attainable,” Tenaglia warns.
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