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3 Tips for Responding to the Inevitable ‘Your Price Is Too High’ Rejection

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Your price is too high,” the prospect says. Or perhaps they tell you, “Your competitor has a much lower price.” These objections make you squirm not only because a price cut reduces your profit, but also because a concession would make it difficult, if not impossible, to provide products and services at your typical high standard.

Expenses 260
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13 Best Productivity Apps: Tools to Make 2022 Your Most Productive Year Yet

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If wholesale removal of items from our to-do lists isn’t possible, we’re left with the next best solution: to be more productive. Here are 13 of the best productivity apps to help you make 2022 your most productive and enjoyable year yet. The app is free for personal use, and prices for teams start at $5 a month per user.

2022 352
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7 Ways to Save Money on Groceries without Clipping Coupons

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Inflation may have started to cool, but the price of food and other necessities remains much higher than last year. Since everyone needs to eat despite rising prices, many people are getting creative about how to save money on groceries. Why are groceries so expensive right now? That’s 200% higher than prices in 2021.

Staples 263
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5 Long-Term Financial Goals and How to Achieve Them

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Send your children to college Expected time: 17-25 years Account types: 529 plans, Coverdell Education Savings Account (ESA), custodial accounts, brokerage accounts, high-yield savings accounts , Certificate of Deposit (CD) Welcoming a new child into your family is an exciting step, but it can also be expensive.

Goals 290
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The Biggest Financial Mistakes to Avoid in Your 20s

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Soaring food prices: grocery prices have increased by 25% over the past four years. A turbulent housing market: 2023 was the most expensive home-buying year in a decade. He recommends identifying monthly core expenses and then identifying discretionary spending. “If Contract workers have a scarcity mindset,” he says.

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Do I Need to Buy Life Insurance?

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People purchase life insurance to help their families replace lost income and cover final expenses after death. Remember: The larger the policy amount or the longer you want the policy to be in effect, the more expensive the premiums. The results of your exam may influence the price you pay for life insurance.

Policies 264
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The Biggest Financial Mistakes to Avoid in Your 20s

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Soaring food prices: grocery prices have increased by 25% over the past four years. A turbulent housing market: 2023 was the most expensive home-buying year in a decade. He recommends identifying monthly core expenses and then identifying discretionary spending. “If Contract workers have a scarcity mindset,” he says.