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Offering Financial Literacy Benefit Programs Could Save Businesses $40 Billion

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Employers offering a range of financial support options — such as retirement planning workshops, debt management counseling, and savings incentive programs — can lead to a more stable, productive, and health-conscious workforce. These should be offered regularly and methodically to reinforce learning and adaptation of financial behaviors.

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How Financial Wellness Programs Can Benefit Employees and Employers

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Gone are the days when new employees received a list of the company holidays during onboarding and a packet with information about how to sign up for health care and retirement benefits. And 85% of these HR leaders reported that financial wellness benefits are more important than even a year ago, the study found.

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8 Pieces of Financial Advice for New College Graduates

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After all, learning how to manage your finances before money mistakes happen can help you avoid easy-to-make slip-ups like dings to your credit score or an overdrawn bank account. You may need to create rules for yourself, like that a percentage of your paycheck needs to go toward retirement savings before you can buy something just for fun.

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8 Crucial Tax Filing Tips For Freelancers

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When you’re self-employed as a freelancer or contractor, you are in charge of reporting your earnings to the IRS, as well as getting your taxes accurately filed and paid. . Track your expenses and earnings during the year. Retirement contributions . Learn about quarterly payments. An office in the home .

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Is Mint the Best Budgeting App for Me?

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Mint also offers educational resources to help you learn about personal finance and various calculators to help you with your retirement planning , debt repayment timeline or savings rate. Moving transactions is easy if something winds up in the wrong place, and you can create rules for recurring expenses.

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Helpful Budgeting Tools to Keep You On Track

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You can keep all of your finances in one place, including your investment accounts, customize your budget categories, set goals and see your credit score and a credit report summary. It also lets you customize your categories, set goals and attend workshops to help you learn how to budget and manage your money effectively.

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Tori Dunlap, Founder of Her First 100K is on a Mission to Close the Gender Pay Gap

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I’m no stranger to setting lofty money goals : At 9 years old I became cognizant of the idea of college—a seemingly far-off milestone that my parents described as “important” and “expensive”—and decided I needed to proactively save money for my college education. People are often shocked to learn I don’t have a debit card.