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5 Long-Term Financial Goals and How to Achieve Them

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Send your children to college Expected time: 17-25 years Account types: 529 plans, Coverdell Education Savings Account (ESA), custodial accounts, brokerage accounts, high-yield savings accounts , Certificate of Deposit (CD) Welcoming a new child into your family is an exciting step, but it can also be expensive.

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If Sending Christmas Cards Feels Like a Chore, Here’s How to Politely Opt Out

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At minimum, there’s the business of purchasing, signing, addressing and mailing our greetings before the holidays arrive. Letting the tradition go: How to stop sending Christmas cards For different reasons, some of us are opting out of the holiday card tradition. Mailing holiday cards is a popular tradition.

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2023 Financial Forecast: How to Prepare for the Year Ahead

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It’s become more difficult in the past year, however, to know what your expenses will be each month—and that makes it all the more challenging to stick to a budget. The rate of inflation, or measure of price increases, hit the highest level in more than 40 years in 2022. Expect inflation and higher interest rates to stick around.

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How to Experience Luxury in Everyday Life

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Many of the luxury services available today use a subscription method where you pay a small monthly fee that is applied to any purchase you make that month. The post How to Experience Luxury in Everyday Life appeared first on SUCCESS. Create your own subscription plan. Maximize your cash back. Find balance.

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7 Ways to Save Money on Groceries without Clipping Coupons

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Inflation may have started to cool, but the price of food and other necessities remains much higher than last year. Since everyone needs to eat despite rising prices, many people are getting creative about how to save money on groceries. Why are groceries so expensive right now? That’s 200% higher than prices in 2021.

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How to Save Money on Your Car Insurance

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But it’s a good idea to review your policy to ensure you have the best car insurance and check for a better price every six to 12 months, depending on when your policy renews. The price for car insurance can vary from company to company, but several factors can influence your rates , no matter which insurance company you choose.

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The Biggest Financial Mistakes to Avoid in Your 20s

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Soaring food prices: grocery prices have increased by 25% over the past four years. A turbulent housing market: 2023 was the most expensive home-buying year in a decade. He recommends identifying monthly core expenses and then identifying discretionary spending. “If Contract workers have a scarcity mindset,” he says.