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How to Create a Budget: 6 Steps to Get You on the Path to Financial Security

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We all know expenses exist, but the numbers keep adding up—rent, water, trash, electricity, cable, Internet, car insurance, renter’s insurance, gas, cell phone. Dive into a digital finance manager, excel sheets, worksheets and a homemade bill binder. Check out your expenses from last month and then categorize each transaction.

Budget 278
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How Employers Can Support Employees Going Through Menopause at Work

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between the ages of 45-60, roughly the average age range for menopause, according to a Mayo Clinic survey. ” The previously mentioned Mayo Clinic survey also revealed that menopause is having a “major negative impact” on this demographic and their workplace outcomes, calling for improved medical treatments and workplace support systems.

Medical 198
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4 Smart Money Moves to Plan for Financial Security

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That’s because when we delay organizing our finances, it causes us to delay a lot of other things, too. A survey by Insider and Morning Consult from 2019 showed that millennials were more likely to put off buying houses, making career moves, undergoing medical procedures and even getting hitched—all because of cash-related reasons.

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Want to Retain Your Team? Offer Financial Well-being Programs

Allwork

For employees, finances are actually the top source of stress — even more so than health or family issues. . According to SHRM , 35% of HR professionals surveyed offered financial planning benefits for long-term security, such as sessions with a financial advisor on wealth management, investments and estate planning.

Finance 290
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Two in five people are working extra hours as cost-of-living crisis bites

Workplace Insight

HR software provider Ciphr surveyed 1,000 employees across the UK about their experiences of rising living costs in 2023, and any actions they’ve taken, or have considered taking, because of financial pressures. Worryingly, over two-fifths (43 percent) of those surveyed have struggled to buy food or pay their bills.

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4 Smart Money Rules for Couples Living on One Income

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The median household income for families with two full-time working parents is just over $100,000, compared with just $55,000 for households where only one parent works full time, according to a 2015 Pew Research Center survey. Make a plan for personal expenses. Don’t wait for a problem to discuss your finances.

Finance 246
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Want to expand your horizons? 35 new books from TED speakers that will enlarge your world

Ideas.Ted

Sexism and gender bias, report Julia Gillard, Australia’s first female Prime Minister and Ngozi Okonjo-Iweala, Nigeria’s former Finance Minister. Yet white Americans are far more likely than Black Americans to view racism as a “zero-sum game,” believing that if life improves for Black people, it will be at the expense of white people.

2019 139