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Surprise Medical Bills: The Costs of Healthcare

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Healthcare is complicated when it comes to finances. It’s especially nonsensical in the United States, where it’s designed to be intentionally confusing and expensive. Kiersten and Julien Saunders (@richandregular) don’t want you to be hit with surprise medical costs.

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6 Commonly Overlooked Tax Deductions to Maximize Your Return

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“Can a dead person deduct medical expenses?” “Can ” These are just a few of the numerous requests Andy Phillips, director for the Tax Institute at H&R Block in Kansas City, Missouri, fields when tax time rolls around, as his clients muddle their way through what can and can’t count as a deductible expense.

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30 New Year’s Resolution Ideas to Make 2024 Healthier, Happier & More Secure

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Often, these fall into categories of personal well-being, relationships and finance. New Year’s resolution ideas to improve personal finance Create a monthly budget. Calculate your monthly income, track your spending, determine your goals and priorities and develop a plan to manage your expenses. Set savings goals.

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How to Create a Budget: 6 Steps to Get You on the Path to Financial Security

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We all know expenses exist, but the numbers keep adding up—rent, water, trash, electricity, cable, Internet, car insurance, renter’s insurance, gas, cell phone. Dive into a digital finance manager, excel sheets, worksheets and a homemade bill binder. Check out your expenses from last month and then categorize each transaction.

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8 Pieces of Financial Advice for New College Graduates

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After all, learning how to manage your finances before money mistakes happen can help you avoid easy-to-make slip-ups like dings to your credit score or an overdrawn bank account. If you just traded in your cap and gown for your first taste of real adulting, managing your finances might feel like an overwhelming task.

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What Is My Net Worth?

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Many people focus on one or two areas of their finances but don’t stop to look at the big picture and confirm that they’re moving in the right direction overall. You may be spending more than you earn and using credit cards to help you cover expenses. You don’t have any left for emergencies, but you aren’t spending more than you earn.

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3 Steps to Take Before Going Into Business for Yourself

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Before going into business for yourself, you should have an account set aside to save for these additional expenses. According to the Bureau of Labor Statistics , the average employer paid “78% of medical care premiums for single coverage plans” in 2021, which is a nice perk. Create a plan. Work with professionals.