article thumbnail

8 Pieces of Financial Advice for New College Graduates

Success

You may need to create rules for yourself, like that a percentage of your paycheck needs to go toward retirement savings before you can buy something just for fun. You may not be able to escape using a credit card for some unexpected expenses, especially if you’re just starting a new job and haven’t had time to build your savings.

article thumbnail

Tori Dunlap, Founder of Her First 100K is on a Mission to Close the Gender Pay Gap

Success

By understanding the ins and outs of our own finances, we can better equip ourselves with the tools and strategies needed to reach our money goals. One of my favorite tools is the “Money Date.” I simply don’t see the need for one when I can use credit cards and earn points and perks for my daily transactions.

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

7 Money Mistakes You’re Making in Your 20s

Success

The same principle applies for items like cocktail dresses, shoes, kitchen gadgets, tools, and bottled water. Paying credit card interest or fees. A credit card can be a useful tool. The credit card companies have enough money, so why give them more? Agreeing without asking for better terms.

article thumbnail

30 New Year’s Resolution Ideas to Make 2024 Healthier, Happier & More Secure

Success

You might even consider mapping out your resolution using a simple tool like a goal-setting worksheet. Save more for retirement. Increase contributions to retirement accounts such as your 401(k) or IRA. Empower yourself to live debt-free by paying down high-interest debts such as credit cards. Reduce debt.

2024 266
article thumbnail

Is Mint the Best Budgeting App for Me?

Success

It also offers helpful tools like automatic account syncing and categorization, goal setting, spending alerts and even investment tracking. Mint also offers educational resources to help you learn about personal finance and various calculators to help you with your retirement planning , debt repayment timeline or savings rate.

Budget 216
article thumbnail

How Financial Wellness Programs Can Benefit Employees and Employers

Success

Gone are the days when new employees received a list of the company holidays during onboarding and a packet with information about how to sign up for health care and retirement benefits. People who follow the YNAB rules report an increase in savings, lower debt and a higher credit score, he adds.

article thumbnail

Transforming Your Relationship with Money

Success

We are often told by personal finance experts that money should only be viewed as a tool to reach our goals, with no emotions attached to it. It can be as simple as a missed credit card payment and the resulting fee haunting you from years past, or maybe you had a house foreclosure or car repossession. Determine the facts.