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2023 Financial Forecast: How to Prepare for the Year Ahead

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Back in June, scientists reported that Earth had its shortest day since the 1960s, making its full axis turn milliseconds faster than expected. Americans increasingly pulled out their credit cards to pay for a whole slew of more-expensive goods and services, which resulted in the biggest surge in credit card debt in more than 20 years.

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5 Financial Basics Everyone Should Know

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We’re typically hyper-aware of the day-to-day things, like looking for the best price at the gas pump or a good deal on groceries. Saving just $20 from every paycheck can add up and keep you from pulling out a credit card when emergencies happen. Know your financial basics Managing your money is usually not that exciting.

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10 Best Financial Management Tools for Personal and Professional Use

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Credit Karma For credit management, Credit Karma is a great way to keep an eye on your personal credit, as it shows your credit reports and scores from TransUnion and Equifax. QuickBooks also has a variety of pricing levels based on the size of your business and the amount of complexity that you need.

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7 Ways to Save Money on Groceries without Clipping Coupons

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Inflation may have started to cool, but the price of food and other necessities remains much higher than last year. Since everyone needs to eat despite rising prices, many people are getting creative about how to save money on groceries. If you feel like food prices are out of control, it’s not all in your head.

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How to Save Money on Your Car Insurance

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But it’s a good idea to review your policy to ensure you have the best car insurance and check for a better price every six to 12 months, depending on when your policy renews. The price for car insurance can vary from company to company, but several factors can influence your rates , no matter which insurance company you choose.

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7 Apps to Teach Kids About Money

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Parents add funds and set up an allowance, and kids set savings goals, report spending and receive achievement badges. Pricing for families involves a one-time download fee, but schools with more than 20 students have to pay a monthly or annual fee. Now, Bankaroo is a financial education tool for families and schools around the world.

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Give Your Clients Options

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You must offer a credit card payment option, easily implemented through an online service such as 1ShoppingCart, or PayPal. Paying by credit card it offers customers a greater deal of protection, security and convenience than paying by check or cash. Provide a few clear, easy package options at different price points.