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Pros and Cons of Credit Card Balance Transfers

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Are credit card balance transfers a good thing? Today on the rich & Regular podcast, Kiersten and Julien talk about what credit balance transfers are, who they’re good for, and what you should be aware of. Charging interest and fees is how banks make their money, so be mindful of how you’re managing your debt.

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Should I Use a Balance Transfer Card to Manage My Debt?

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You may often see mail or banner ads from banks and credit card companies for a balance transfer card. These ads might seem like a dream come true, offering 0% interest on any amount you transfer up to your credit limit. What is a balance transfer card? You won’t add debt to either card.

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The 6 Biggest Financial Mistakes to Avoid in Your 30s

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The same study from Debt.com found that one in three credit card holders in the U.S. have maxed out their credit cards to cover expenses due to inflation. Mahoney says managing lifestyle creep and navigating inflation is a matter of putting your money where your values lie.

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Data Safety First: 3 Tools To Help Secure Your Business Online

Allwork

New Zealand-based SwipedOn has developed a modern visitor management service designed to make business leaders’ lives easier. Having the right security tools also means you can take charge and manage and track visitor activity. In fact, over 8,000 workplaces are already using the service. Allow guests into your company with ease.

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Academic Studies Show Gig Work Increases Entrepreneurship an Acts as a Safety Net

Small Business Labs

  The University of Chicago Booth Review article Does the gig economy promote entrepreneurship? MIT Management's How the gig economy can reduce unemployment and debt reports on a study showing how the gig economy can act as a safety net.  Two recent academic studies illustrate several of the benefits of the gig economy. 

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When Considering Your Investment Strategy, Keep These 3 Rules in Mind

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But as adults, being easily excitable and distracted can have dire consequences when it comes to managing your money. In many ways, the media platforms that promote these clickbait articles should be viewed no differently than entertainment platforms. Here are a few things for you to consider. Balance is key.

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How to Know If You’re Financially Ready to Start a Business

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Business organization: Who will manage operations? Marketing and sales strategy: How will you get in front of your target audience and promote your offering? You can do this via online resources like BrightPlan or Mint, or by printing out the past six months of statements from your bank accounts and credit card accounts.

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