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Lessons From Past Recessions

Success

How much debt do I have (credit cards, student loans, car loans, mortgages, etc.)? What are my basic monthly living expenses (including food, shelter, health insurance, utilities, phone, transportation and childcare)? How much cash can I quickly access if needed (i.e.,

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44 Ways to Kick-Start Your New Year

Success

Find a mentor. I just started my own business, and I want to evaluate my income versus my expenses to see where I am currently, with the ultimate goal of hitting the salary I want to make. Ask questions of mentors and peers. Cut up credit cards. For health? Take stock and charge forward. Keep friends close.

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