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5 Financial Basics Everyone Should Know

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But the concepts that can really make a difference to your long-term goals, like budgeting and saving for the future, can get ignored in favor of more exciting ideas like playing the stock market or the latest viral TikTok trend. Paying off debt Paying off credit cards or other debt can feel like rolling a boulder up a hill.

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2023 Financial Forecast: How to Prepare for the Year Ahead

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Back in June, scientists reported that Earth had its shortest day since the 1960s, making its full axis turn milliseconds faster than expected. Americans increasingly pulled out their credit cards to pay for a whole slew of more-expensive goods and services, which resulted in the biggest surge in credit card debt in more than 20 years.

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These Are Nicole Lapin’s 6 Money Tips for Living Your Richest Life

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Throughout the book, she shares personal anecdotes and examples, such as how she painlessly eliminated a $5,000 credit-card balance. A former CNBC and CNN news anchor who has been called a “money guru for millennials,” Lapin, 31, reported at the forefront of the Great Recession. Lapin wants to take the mystery out of finance.

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10 Best Financial Management Tools for Personal and Professional Use

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Credit Karma For credit management, Credit Karma is a great way to keep an eye on your personal credit, as it shows your credit reports and scores from TransUnion and Equifax. The formulas are very similar to those in Excel, so you don’t have to learn anything new if you’re accustomed to using Microsoft.

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How to Find Your Money ‘Why’

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How many bath bombs have been purchased on credit cards in the name of self-care? As the journal Applied Economics reports, “individualized cultural values measures do indeed explain part of the financial behavior of households.” How many unused vitamins and supplements under the name of wellness? Don’t list too many.

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7 Apps to Teach Kids About Money

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RoosterMoney is primarily an allowance app for kids, but it’s particularly handy for teaching kids about saving for short-term and long-term goals. That means The Game of Life app is pretty much parallel to the average consumer’s ultimate financial goal—a comfortable retirement.

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How to Reframe the Way You Think About Money

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When we shift our money goals to be intentional acts of self-love, rather than acts of restriction and self-deprivation, it becomes much easier to take the actions that get us closer to reaching our goals. It’s a subtle shift, but people report that they just stopped craving, wanting or needing things they used to purchase.