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5 Long-Term Financial Goals and How to Achieve Them

Success

Pay off major debts Expected time: 5+ years Account types: Credit card debt, mortgage, student loans, car loans Getting out of debt is essential to the success of your other long-term financial goals. In addition to your own contributions, many children receive cash gifts for birthdays or holiday presents over the years.

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10 Great Gift Ideas for Coworkers

On The Job

And here's some reasons why: Do you buy the boss a gift? Should you get something goofy or something nice for the office gift exchange? If everyone else gives the boss a gift, you don't want to be the lone holdout. This will keep you from gifting sexy underwear, liquor or an illegal download of "A Star is Born.")

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7 Ways to Save Money on Groceries without Clipping Coupons

Success

Inflation may have started to cool, but the price of food and other necessities remains much higher than last year. Since everyone needs to eat despite rising prices, many people are getting creative about how to save money on groceries. If you feel like food prices are out of control, it’s not all in your head.

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How to Save Money on Christmas Spending

Ian's Messy Desk

Make a list of everyone you plan to give holiday gifts to this year with an estimate of what you want to spend. Add a small buffer for unexpected gifts for people you forgot to include, or for people who unexpectedly gave you a gift and you feel you have to reciprocate. Often you can find brand-new merchandise at bargain prices.

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Service Untitled» Blog Archive » Mixing rewards and incentives eat.

Service Untitled

I also purchase everything from tissues to sunscreen lotions. I have noticed similar introductory campaigns for cellphone companies, cable companies, credit card balance transfers, and even local department stores. If I did, I would be entitled to an immediate 20% discount off of my first purchase. What about me?

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Is your customer service “naughty” or “nice?”

Service Untitled

Consumer Reports just came out with their holiday report card giving holiday shoppers some interesting facts Santa’s helpers will surely want to consider before buying gifts either at the mall or online. It seems the company could be shooting itself in the foot when charging more at the mall.

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How I Learned to Love Selling (and How You Can Too)

Success

I tried selling credit card machines door to door once. If you try to serve everyone you’ll get killed by larger competitors offering a generic product for a price you can’t beat. I can’t tell you how much of my time used to be spent on customers who purchased a $5 or $10 service and immediately became a squeaky wheel.

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