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5 Ways to Save Money This Holiday Season (Without Disappointing Anyone)

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So, the holidays and all the cheerful “requirements” that come with it, from gift-giving for dozens of people to taking time off work, can just add another layer of stress in a season meant for joy and relaxation. Exhausted Americans are saying enough to the holiday extras.

Holidays 315
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5 Smart Money Hacks to Help You Budget for the Holidays

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With the economy making everyone extra cautious about spending , I really wanted to give myself the gift of not worrying about money this holiday season. But even with inflation going down, I knew I could be setting myself up for disappointment. How can anyone on a budget relax about money during the holidays? Be honest.

Budget 328
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12 Gift Ideas Under $50 For Everyone On Your List

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Finding the perfect gift for everyone on your holiday shopping list is challenging, especially when it comes to coworkers , your child’s teacher or babysitter and other service professionals. So, to help you find the perfect holiday present for everyone on your list, we’ve gathered some of the best $50 gift ideas available this season.

Gifts 259
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5 Long-Term Financial Goals and How to Achieve Them

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Pay off major debts Expected time: 5+ years Account types: Credit card debt, mortgage, student loans, car loans Getting out of debt is essential to the success of your other long-term financial goals. In addition to your own contributions, many children receive cash gifts for birthdays or holiday presents over the years.

Goals 259
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8 Pieces of Financial Advice for New College Graduates

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After all, learning how to manage your finances before money mistakes happen can help you avoid easy-to-make slip-ups like dings to your credit score or an overdrawn bank account. Before you start divvying up your paycheck into budget lines, it’s a good idea to decide first how much savings you need to set aside for a rainy day.

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What I Learned from Keeping a Gratitude Journal

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Usually after the oldest heads to the bus stop, the youngest will bobble downstairs, hair frazzling out in about 40 directions, rubbing sleep out of his eyes with balled-up fists and looking as if he’d ask me for coffee if he wasn’t 5. You can keep them anywhere. It’ll be hard to see him go, but I’m thankful that’s the way he is.

Learning 363
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10 Christmas Organizing Tips

Ian's Messy Desk

Does it seem like the holidays bring too much to do? By organizing Christmas this year you can help to make this a low-stress holiday. Automate your card list. You can also create columns on your spreadsheet to track gift ideas, friends’ children’s names, ages, birthdays, etc. Have a gift-wrap center. Ask for help.