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How Toxic Positivity Can Hurt Your Finances

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As it applies to money, toxic positivity may even hurt your finances more to assume that everything will work out without any effort from you. Toxic positivity with finances can lead to future problems Some subjects are uncomfortable to discuss, and contemplating death, divorce, illness, job loss or other financial insecurity is never fun.

Finance 298
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5 Long-Term Financial Goals and How to Achieve Them

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Your long-term goals are an important aspect of your financial health. These goals provide motivation, direction and discipline when managing your finances. When you have debt, especially high-interest debt like credit card balances, you lose a portion of your income that could otherwise go toward savings goals like retirement.

Goals 288
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7 Short-Term Financial Goals and How to Achieve Them

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Let’s take a closer look at how to set a short term financial goal through these seven examples. Rebalancing your budget is the process of reviewing your finances to make space for money goals. To rebalance your budget, consider how much you need to set aside each month to reach your goals. What is a short-term financial goal?

Goals 278
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What Is My Net Worth?

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Many people focus on one or two areas of their finances but don’t stop to look at the big picture and confirm that they’re moving in the right direction overall. A positive net worth is a sign of financial health; the higher your number, the better you’re doing. If you have a zero or negative net worth, don’t panic. What are my assets?

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How to Find Your Money ‘Why’

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How many bath bombs have been purchased on credit cards in the name of self-care? How many unused vitamins and supplements under the name of wellness? Becoming more concretely aware of cultural, familial and personal values might thus be an important key to better personal finance. Tap into your core values.

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How to Build a Library Worth Having

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Here’s a mindset to guide you as you begin: Your library needs to show that you’re a serious student of life, health, spirituality, culture, uniqueness, sophistication, economics, prosperity, productivity, sales, management, skills and values of all kinds. Accounting and finance books Next, accounting. You’ve got to be educated.

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How to Create a Budget: 6 Steps to Get You on the Path to Financial Security

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Dive into a digital finance manager, excel sheets, worksheets and a homemade bill binder. Like Dave Ramsey , a personal finance expert, says: “A budget is telling your money where to go instead of wondering where it went.” So, here are tips to boss around your bank account, aka how to create a budget: 1. It all feels a bit much.

Budget 279