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8 Pieces of Financial Advice for New College Graduates

Success

After all, learning how to manage your finances before money mistakes happen can help you avoid easy-to-make slip-ups like dings to your credit score or an overdrawn bank account. If you just traded in your cap and gown for your first taste of real adulting, managing your finances might feel like an overwhelming task.

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Using a Financial Planning Checklist Can Help You Meet Your Goals

Success

Review your bank and credit card statements Even if you check on your bank accounts daily, pulling your bank and credit card statements can help you understand how the first quarter of the year has gone. Don’t beat yourself up if you had to put a repair or unexpected expense on a credit card.

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Even Processing Credit Cards Can Be Paperless

Eco-Office Gals

However, you don’t have to be drawn into a merchant account for credit card processing that uses paper receipts, a bulky device at the register and paper monthly reports sent to you in the mail. The business world is advancing to a paperless system whether you are on board with the idea or not. photo by: 401(K) 2013.

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Top 10 Amazing College Finance Stats

Small Business Labs

.   Here are my top 10 amazing college finance stats: 1. Student loans exceed both auto loans and credit cards, making student loan debt the largest form of consumer debt after mortgages. Our university system is so broken. student debt exceeds $1 Trillion. million in 2005.

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Best Business Technology for Small Businesses & Their Owners (28 ideas from them to you!)

Stephanie LH Calahan

  Even if you are not the most technical person on your block, you probably have some form of technology in your life that you love.  Whether you use skype or another form of web video conferencing, these teleconference tools allows groups to share and exchange information regardless of location. Find here: steph.bz/lkOHaY.

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Grow Your Business With These Eight Processes Every Business Should Have

Stephanie LH Calahan

  Co-mingling is when your personal and business finances are mixed--either through a bank account or credit card.    This can be in the form of coaches/consultants, contractor help, joint ventures, strategic alliances or employees.    Get away from co-mingling your funds. 

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3 Critical Financial Steps to Starting a Local Business

Small Business CEO

With that being said, try to save up as much as possible (many finance books will tell you to save up enough to live off of for an entire year) before you launch. It’s exciting to get new business loans and be offered credit cards and other lines of credit for your new business. Maintain that budget.