Allwork
MARCH 13, 2023
Three banking pillars in the tech industry in California have collapsed, with the announcement of a winding down of Silvergate Bank, the sudden closure of Silicon Valley Bank and the forced shutdown of Signature Bank. How do you pay your credit card or utility bills? As I see the industry, it could, but not in the same way.
Success
MAY 26, 2024
After graduating from the University of Chicago, she began working as an equities trader at JP Morgan, trading energy, industrial and materials stocks before pivoting to risk arbitrage stocks. I had enough money to cover my expenses for a year in case anything happened,” she says. Her credit score then dropped by 60 points. “It
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Success
OCTOBER 31, 2022
It’s become more difficult in the past year, however, to know what your expenses will be each month—and that makes it all the more challenging to stick to a budget. As you think about your personal finances heading into 2023, credit card debt should be top of mind. And you may want to carefully consider big spending decisions.
Success
SEPTEMBER 3, 2022
How much debt do I have (credit cards, student loans, car loans, mortgages, etc.)? What are my basic monthly living expenses (including food, shelter, health insurance, utilities, phone, transportation and childcare)? Am I anticipating any major life events with significant expenses attached (like a new baby or retirement)?
Success
JULY 25, 2022
I’m no stranger to setting lofty money goals : At 9 years old I became cognizant of the idea of college—a seemingly far-off milestone that my parents described as “important” and “expensive”—and decided I needed to proactively save money for my college education. What does it mean to pursue financial feminism?
Success
SEPTEMBER 19, 2021
Market analysis: What are the current trends in your industry? Be clear on how you’ll set your business apart in your industry. After all, without cash flow and a solid financial plan that includes costs and expenses, you won’t be able to get your business off the ground. Divide your expenses into one-time (e.g.,
Success
JULY 19, 2022
Before going into business for yourself, you should have an account set aside to save for these additional expenses. As a W-2 employee, you know exactly how much you’ll be paid each month, making planning for life’s expenses easier. Ideally, you should have at least two years’ worth of non-discretionary expenses in the bank.
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