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How to Create a Budget: 6 Steps to Get You on the Path to Financial Security

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We all know expenses exist, but the numbers keep adding up—rent, water, trash, electricity, cable, Internet, car insurance, renter’s insurance, gas, cell phone. So, here are tips to boss around your bank account, aka how to create a budget: 1. Figure out how you’re spending your money. Set goals and adjust your expenses.

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30 New Year’s Resolution Ideas to Make 2024 Healthier, Happier & More Secure

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Here, we offer tips for creating your resolutions, learning how to keep them and even some New Year’s resolution ideas to get you started. To help ensure your success, let’s address a few tips on how to turn those New Year’s resolution ideas into reality in 2024 and beyond. Improve your credit score. Improve your credit score.

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What Is My Net Worth?

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You may be spending more than you earn and using credit cards to help you cover expenses. A zero net worth is going in the right direction, but you still likely need to reduce your expenses or make more to prepare for the future. Liabilities are debts you owe others, like a loan or a balance on a credit card.

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12 Essential Tips Every Solo Traveler Needs to Know

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Keep reading for our best solo travel tips, whether you’re learning how to travel solo for the first time or you’re a seasoned traveler. Use the cloud Scan or take photos of your flight and hotel confirmations, credit card and insurance cards, and any other documents that might be useful.

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How to Save Money on Your Car Insurance

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Carrying more insurance than your state’s minimum requirements is generally recommended since accidents can get expensive, especially if someone is seriously injured or has a lot of property damage. If you find errors, contact the credit bureau to start a dispute and work with them to resolve it.

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4 Smart Money Moves to Plan for Financial Security

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Fortunately, not all hope is lost if you’re wondering how to plan for financial success. This goal is more expensive than I’d like to admit, so I strategically plan for those purchases by saving for them on a monthly basis. That brings us to how to set financial goals and achieve them. The key is to start today.

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44 Ways to Kick-Start Your New Year

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How to Start the New Year Right. Each month for 30 days in a row, commit to doing something new that you have thought about doing, but have not done, and notice how it affects your life. Call one of your children on the phone. I want to evaluate my cost-of-living expenses and see where I can cut back. Cut up credit cards.

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