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7 Money Mistakes You’re Making in Your 20s

Success

You work hard for your money and have lost track of how many times you’ve gone above and beyond to help a co-worker or put in overtime to finish a project. To get around this, you have a few options: Abide by their rules and don’t use your debit card more than the stipulated number of times. Paying credit card interest or fees.

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The 10 Best Goal Setting Apps to Help You Stay on Track

Success

Make sure you know what you’re signing up for and read the cancellation policy before entering your credit card information. It’s free for up to five personal projects but offers a Pro version with 300 personal projects and an AI assistant. Some apps require monthly subscriptions, which can get expensive.

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7 Apps to Teach Kids About Money

Success

Parents can set up allowances and give their kids a prepaid debit card. This free app makes it easy to track spending, set spending limits and even freeze cards. Bankaroo began as a family project in which 10-year-old Dani Gafni wanted a way to track spending money, and mom and dad facilitated the creation of the app.

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Have a Strategic Plan So You Can Cash Out On Your Terms

Success

The latest nasty email from your boss or co-worker or just getting sick and tired of doing the same old, same old day after day can lead many people to think about ways they’d leave—the more dramatic, the better! Once you have a list of your projected spending and assets, compare the two for the difference.

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Could You Write a Book in a Month?

Success

I email a writer friend who tells me, without a doubt, “Do not write in first-person narrative. This small action makes the project real. I’m feeling better about the project overall, but I still feel anxious. In fact, I’m reluctant to tell anyone that I’ve taken on this project at all.

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What to Do When You Have to “Fix and Polish” a Message

Office Dynamics

Suppose your supervisor emails you a message that says, “Fix the attached” or “Polish this piece.” For example, if it’s a letter to a credit card company about a dispute, make it clear what you want, e.g., future credit or a refund. What does it mean to fix or polish a business message? Where does it fall short?

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Email/Domain names--make 'em easy!

Virtual Moxie

Stay away from email! They’ve created an email naming convention that, for me, is beyond stupid. And when he was creating an address for her, what email address did he give her? We (and the tech we use) has moved so far beyond the days when it was “strange” and “uncommon” to have an email address or a domain.

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