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5 Financial Basics Everyone Should Know

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Saving just $20 from every paycheck can add up and keep you from pulling out a credit card when emergencies happen. If you’re struggling to make ends meet and still save money for emergencies, look for ways to cut unnecessary costs. Paying off debt Paying off credit cards or other debt can feel like rolling a boulder up a hill.

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7 Apps to Teach Kids About Money

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A 2017 study found that disparities in financial literacy may account for as much as 40 percent of the wealth gap between those retiring with more and those retiring with less. The final destination in this digitized version of the classic board game is the yellow tile labeled “Retirement.”

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How to Find Your Money ‘Why’

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How many bath bombs have been purchased on credit cards in the name of self-care? As the journal Applied Economics reports, “individualized cultural values measures do indeed explain part of the financial behavior of households.” Or, if that’s too much, imagine the speech a colleague might give upon your retirement.

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8 Pieces of Financial Advice for New College Graduates

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You may need to create rules for yourself, like that a percentage of your paycheck needs to go toward retirement savings before you can buy something just for fun. You may not be able to escape using a credit card for some unexpected expenses, especially if you’re just starting a new job and haven’t had time to build your savings.

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10 Must Have FREE Personal Finance Apps for iPhone

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When trying to plan your financial future, retirement, or even weekend date, you want to save as much money as possible, while keeping a close eye on your personal finances. With the boom in mobile technology, your iPhone can help you save hundreds, and without costing you a dime. I n the world of finance free is king. SiteCatalyst.

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Is Mint the Best Budgeting App for Me?

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Mint also offers educational resources to help you learn about personal finance and various calculators to help you with your retirement planning , debt repayment timeline or savings rate. So it makes money through ads and providing offers from financial partners for products like loans, credit cards or investments.

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3 Steps to Take Before Going Into Business for Yourself

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A 2021 report uncovered that 40% of traditionally-employed American workers are considering a transition to self-employment in the next two years. Next, you’ll need to consider your current company benefits such as health insurance and retirement plans. If you have a spouse working for a company, you might be able to join their plan.