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7 Money Mistakes You’re Making in Your 20s

Success

Not considering how many hours (not dollars) something costs. That means the coat will cost you 20 hours (or half of a workweek) to buy. The $40 shirt is a better investment because it costs $.80 Paying credit card interest or fees. Paying credit card interest or fees.

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Everything You Need to Know About Emergency Funds

Success

If you’ve ever had to pull out a credit card to deal with a dentist or emergency vet bill, you likely know the pain of wondering how you’ll pay for an unexpected expense. To help you get started, focus on saving six weeks of your monthly costs to help you cover most minor emergencies. How much should an emergency fund be?

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These Are Nicole Lapin’s 6 Money Tips for Living Your Richest Life

Success

Throughout the book, she shares personal anecdotes and examples, such as how she painlessly eliminated a $5,000 credit-card balance. If you waste several minutes fussing with the coffeemaker each morning, then it might be cost-effective to buy your brew. Write down your goals and turn them into an elevator pitch.

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Service with a snarl: What to look for and how to avoid it

Service Untitled

Customer service agents are not FBI hostage negotiators and should not be expected to tolerate screaming profanities, unrealistic goals, and vulgar behaviors. Low levels of service are inexpensive, but the high costs of customer dissatisfaction, the lost business, and the money spent to process and repair the damage, takes its toll.

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How To Make This Recession Work For Your Small Home Business.

The Small Business Blog

Community for small business outsourcing and cost control. 6 days ago RT @ WinWeb Focus on Your Small Business Goals - [link] 6 days ago Perluondo: "They're exactly the demographics I'm looking for." Get better payment terms by negotiation. Build your own network! What is Small Business Infrastructure?

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How To Train Your Brain

Brilliantly Better

The goal is to keep your attention steady, without being distracted. Do some flexibility games before a negotiation, it will make easier for you to see the opportunities in the discussion. The goal is to train your ability to stick with the correct situation than to do it faster. Each session lasts about 45 seconds.