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How to Teach Your Kids About Credit Cards

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On the surface, credit cards seem pretty straightforward: You use your card to purchase items and then pay the balance at the end of the month. But as many of us have learned the hard way, using credit can be all too easy, and you can go into debt quickly. Understand how credit works. It’s not free money.

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Using a Financial Planning Checklist Can Help You Meet Your Goals

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Review your bank and credit card statements Even if you check on your bank accounts daily, pulling your bank and credit card statements can help you understand how the first quarter of the year has gone. Use the topics below to help you start your financial planning checklist and make the most of your money.

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Even Processing Credit Cards Can Be Paperless

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Not having a method to accept payments from these cards could cost you sales. However, you don’t have to be drawn into a merchant account for credit card processing that uses paper receipts, a bulky device at the register and paper monthly reports sent to you in the mail. photo by: 401(K) 2013.

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8 Pieces of Financial Advice for New College Graduates

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You may not be able to escape using a credit card for some unexpected expenses, especially if you’re just starting a new job and haven’t had time to build your savings. Use your emergency fund to cover the cost as much as possible. In its simplest form, budgeting is building a plan around what comes in and goes out each month.

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The 10 Best Goal Setting Apps to Help You Stay on Track

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How much does the app cost? Make sure you know what you’re signing up for and read the cancellation policy before entering your credit card information. Are there subscription fees? While many apps are free to download, you may have to pay for a premium version that unlocks all the features. per month, $29.99 per year or $79.99

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Paying Candidates for Interviews: What Should Be Covered and Why?

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Job candidates’ credit cards might be getting more action than they should, all while they are between employment opportunities. Stonehouse explains it’s also costs associated with flights, transportation, meals, parking, interview wardrobe, devices on which to conduct a remote interview and more. A new suit. Two days of meals.

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4 Smart Money Moves to Plan for Financial Security

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The recommended emergency fund amount to save for is three to five months of living expenses (think rent, utilities, phone bills, and so forth) in some form of cash. You’re probably wondering how much to save for this purpose. Don’t put the money in an investment account that would expose it to market volatility.