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5 Ways to Save Money This Holiday Season (Without Disappointing Anyone)

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For example, shipping services are trying to counteract the dip in spending by cutting shipping costs for businesses. Redefine holiday magic Where do our massive expectations that cost oh-so-much money come from anyway? Refuse to enter January with a new pile of credit card debt There’s a reason credit card companies love the holidays.

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Using a Financial Planning Checklist Can Help You Meet Your Goals

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The more often you use it, the more data you have to compare your past and present situations. Review your bank and credit card statements Even if you check on your bank accounts daily, pulling your bank and credit card statements can help you understand how the first quarter of the year has gone.

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The 6 Biggest Financial Mistakes to Avoid in Your 30s

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That keeping up with the Joneses can lead to expenses surpassing income—and the debt that comes with it. The same study from Debt.com found that one in three credit card holders in the U.S. have maxed out their credit cards to cover expenses due to inflation. While the average age in the U.S.

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5 Smart Money Hacks to Help You Budget for the Holidays

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But even if I carve out some time to meditate , I know I won’t be focusing on the present but rather the debt I will accrue after buying holiday presents. So, before I start shopping, I come up with a realistic figure that I can spend on holiday presents. Consider giving donations instead of physical presents.

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Paying Candidates for Interviews: What Should Be Covered and Why?

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Job candidates’ credit cards might be getting more action than they should, all while they are between employment opportunities. William Stonehouse III, president and co-founder of Crawford Thomas Recruiting, has an eye on the trend of paying for interviewing expenses. A new suit. An airplane ticket to another interview.

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Avoid Using “Buy Now, Pay Later” By Planning Ahead

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The buy now, pay later (BNPL) option seems to be all the rage at present, and has been made available by multiple companies. But while it can be a convenient way to make purchases and get the things you need without using a credit card, it can also become a financial headache if you aren’t careful.

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44 Ways to Kick-Start Your New Year

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I want to evaluate my cost-of-living expenses and see where I can cut back. I just started my own business, and I want to evaluate my income versus my expenses to see where I am currently, with the ultimate goal of hitting the salary I want to make. Review your expenses as a couple. Cut up credit cards.

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