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2023 Financial Forecast: How to Prepare for the Year Ahead

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Now, for the good news: Although there’s bound to be factors that are beyond your control, feeling more confident about your finances can help you navigate whatever comes your way. As you think about your personal finances heading into 2023, credit card debt should be top of mind. What does financial security look like in 2023?

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2 Important Rules for Attracting Wealthy Clients

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So do you immediately go and max out your credit card on a new Armani suit? Ryan Serhant, the host of Million Dollar Listing New York on Bravo and owner of SERHANT , his own real estate firm, has made a career of selling ridiculously expensive properties to ridiculously rich people. . You don’t look like wealth. Time Over Money.

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Transforming Your Relationship with Money

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It can be as simple as a missed credit card payment and the resulting fee haunting you from years past, or maybe you had a house foreclosure or car repossession. Complete the exercise by writing down the things you think would make you feel confident around your finances. Determine the facts. Change takes time.

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4 Smart Money Moves to Plan for Financial Security

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This goal is more expensive than I’d like to admit, so I strategically plan for those purchases by saving for them on a monthly basis. Despite that, 53% of millennials surveyed in the National Financial Capability Study didn’t have an emergency fund that could cover even three months of expenses. Pay off your debts by interest rate.

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16 Rich Habits

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Stay away from accumulating credit card debt. Try to stash six months of living expenses in an emergency fund in case you lose your job or your business goes belly-up. It’s amazing how much confidence helps. If you are doing this, it’s a clear sign that you need to cut back somewhere. Network and volunteer regularly.

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How to Manage Yourself When Making the Move to Self-Employment

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You ideally need to make sure you have enough running costs of the business to run for 6 months as well as making sure you have enough to pay for living expenses. Make sure you get rid of unnecessary expenses and cut back on others, such as eating out or your weekly shopping budget Eliminate any money wasters such as unused subscriptions.

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Tori Dunlap, Founder of Her First 100K is on a Mission to Close the Gender Pay Gap

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I’m no stranger to setting lofty money goals : At 9 years old I became cognizant of the idea of college—a seemingly far-off milestone that my parents described as “important” and “expensive”—and decided I needed to proactively save money for my college education. Break free of debt. Get paid what you’re worth. Invest in the stock market.