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4 Smart Money Moves to Plan for Financial Security

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They don’t have a purpose for the money they’re saving, and they often end up splurging on stuff they don’t really need (or want) rather than using it to fund a life goal such as buying a house or saving up for retirement. Start a retirement plan. You’re young, and retirement probably feels light-years away.

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Tori Dunlap, Founder of Her First 100K is on a Mission to Close the Gender Pay Gap

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By understanding the ins and outs of our own finances, we can better equip ourselves with the tools and strategies needed to reach our money goals. Debt is a normal part of most people’s personal finances—according to the Consumer Credit report released by the Federal Reserve, in February 2022 Americans had $4,481 in debt on average.