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10 Best Financial Management Tools for Personal and Professional Use

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So, if you are keeping up with income and expenses, you can quickly pull the data without much thought. When you connect your credit cards to the YNAB app, you can set a payoff date goal or schedule your card’s balance to be paid in full monthly. This can help you figure out how much to allocate to this expense each month.

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Chance the Rapper on Achieving Goals as an Independent Artist & Paying It Forward

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Only in his 20s, Chance had already accomplished major goals he’d set for himself, including hosting and performing on Saturday Night Live and winning Grammys. The goal of becoming a millionaire wasn’t on Chance’s list, but it happened anyway. In fact, Chance is happiest on stage, where the revenue, by comparison, is somewhat paltry.

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Is Mint the Best Budgeting App for Me?

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Mint can help you track your spending and income, alert you to fees or interest and even help you set goals like paying down debt or increasing your emergency fund. It also offers helpful tools like automatic account syncing and categorization, goal setting, spending alerts and even investment tracking.

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The Return To Office Trade-Off

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Employees and employers are weighing the costs of commuting against the benefits of in-person work, with many finding that the expenses and time associated with commuting need to be balanced by other compensations. Beyond the one-to-one comparison to the financial cost of commuting, food brings people together.

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3 Keys to Earning and Increasing Capital as a Black Woman in Business

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Then, reevaluate: If something isn’t adding enough value (or cost) for its role in your company and won’t help you reach future goals, cut or outsource it altogether. Instead of dwelling on what has been done wrong before, turn those comparisons into opportunities for self-reflection. Set a goal and go after it.

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From the Archives: The Ultimate Cost of Penny-Pinching

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The Expensive Is Often the Cheapest. The breakage, the damage, the losses, the expensive blunders, the injury to merchandise, the loss of customers resulting from cheap labor are not compensated for by low wages. Power is the goal of the highest ambition. Bargain hunters are often victims of false economy.

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Furthering Your Education on a Budget

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Some professions like teachers, medical professionals and real estate agents are required to take continuing education classes in order to maintain a license, while for other professions you may need to self guide your curriculum based on your career goal and the needs of your company. Know your end goal. Set your budget.

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