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7 Tips to Help You Plan for Retirement

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Retirement planning is usually the most significant financial goal people will work toward. No matter where you are in your career, considering how to plan for retirement is essential so you can spend your golden years on your terms. Determine how much income you’ll need to plan for retirement.

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SEP IRA: What You Need to Know About This Retirement Plan Option

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Finding the right retirement plan for your business can take time and effort. One retirement plan option available to business owners and self-employed individuals is the SEP IRA, or the Simplified Employee Pension plan. It allows you to save for retirement based on your earned income. What is a SEP retirement plan?

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The 4 Best Retirement Plans for Self-Employed Individuals to Consider

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Saving and planning for retirement as a self-employed person can be more difficult than for others. Company employees often have access to a 401(k) or other retirement savings account that lets them make automatic contributions pulled from every paycheck. How is a self-employed retirement plan different from a 401(k)?

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Why It’s Time to Retire the Term “Hybrid Work”

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The word “hybrid” gets used a lot relative to workplace strategy, but it may be time to retire the term. . For example, “If I’m doing a real deep-thinking piece. For example, research shows that community socialization, group collaboration, and individual focus are often difficult to support while working from home.

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5 Long-Term Financial Goals and How to Achieve Them

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In this article, we’ll go over examples of some long-term financial goals, as well as some tips to help you get started. Popular examples of long-term financial goals to start saving for your future include: 1. Once you have a rough estimate of savings needs, you can start putting money toward retirement.

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How to Set and Achieve Financial Goals

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Setting financial goals helps you improve your financial situation, whether you want to pay off debt, buy a home or fund retirement. Saving for retirement or paying off your mortgage, for example, are some of the most common long-term financial goals. Choose an account type. Automate your goals.

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Should I Use a Robo-Advisor to Manage My Investments?

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It often includes automatic rebalancing, tax-loss harvesting, retirement planning and picking investments. Some robo-advisors may offer just one option based on the ETFs or index funds the company has to work with. Examples of some robo-advisor fee structures include: Betterment charges a flat $4 monthly fee. What about fees?