Remove Company Remove Credit Card Remove Expenses Remove Price
article thumbnail

5 Long-Term Financial Goals and How to Achieve Them

Success

Pay off major debts Expected time: 5+ years Account types: Credit card debt, mortgage, student loans, car loans Getting out of debt is essential to the success of your other long-term financial goals. Opening a college savings fund for your child when they’re young can help you save for their future college expenses.

Goals 259
article thumbnail

2023 Financial Forecast: How to Prepare for the Year Ahead

Success

It’s become more difficult in the past year, however, to know what your expenses will be each month—and that makes it all the more challenging to stick to a budget. As you think about your personal finances heading into 2023, credit card debt should be top of mind. It’s going to get more challenging next year.”.

2023 294
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

A Millennial’s Guide to Finances: 5 Things to Start Before You Turn 30

Success

I promise this will not be another article that berates your affinity for avocado toast (pro tip, if you prepare it at home it’s half the price!) Be more descriptive than simply “transportation” because a Lyft to the bar on Friday night should not be marked as a vital expense. David Dick, CFP® and partner at Financial Plan Inc.,

Finance 279
article thumbnail

10 Best Financial Management Tools for Personal and Professional Use

Success

So, if you are keeping up with income and expenses, you can quickly pull the data without much thought. When you connect your credit cards to the YNAB app, you can set a payoff date goal or schedule your card’s balance to be paid in full monthly. Google Sheets Look, it doesn’t get more basic than Google Sheets.

article thumbnail

The Biggest Financial Mistakes to Avoid in Your 20s

Success

Soaring food prices: grocery prices have increased by 25% over the past four years. A turbulent housing market: 2023 was the most expensive home-buying year in a decade. Not to mention, low wages, staggering student debt and compounding credit card debt. Contract workers have a scarcity mindset,” he says.

article thumbnail

The Biggest Financial Mistakes to Avoid in Your 20s

Success

Soaring food prices: grocery prices have increased by 25% over the past four years. A turbulent housing market: 2023 was the most expensive home-buying year in a decade. Not to mention, low wages, staggering student debt and compounding credit card debt. Contract workers have a scarcity mindset,” he says.

article thumbnail

How to Save Money on Your Car Insurance

Success

But it’s a good idea to review your policy to ensure you have the best car insurance and check for a better price every six to 12 months, depending on when your policy renews. There’s no guarantee that you’ll save hundreds of dollars by switching companies, but there are some things you can do to save money on car insurance.

Policies 141