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Lessons From Past Recessions

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How much debt do I have (credit cards, student loans, car loans, mortgages, etc.)? What are my basic monthly living expenses (including food, shelter, health insurance, utilities, phone, transportation and childcare)? Where can I cut back on the rest of my spending if it becomes necessary? Beef up your emergency fund.

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4 Smart Money Moves to Plan for Financial Security

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This goal is more expensive than I’d like to admit, so I strategically plan for those purchases by saving for them on a monthly basis. Despite that, 53% of millennials surveyed in the National Financial Capability Study didn’t have an emergency fund that could cover even three months of expenses. Pay off your debts by interest rate.

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How to Save Money on Your Car Insurance

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There’s no guarantee that you’ll save hundreds of dollars by switching companies, but there are some things you can do to save money on car insurance. The price for car insurance can vary from company to company, but several factors can influence your rates , no matter which insurance company you choose.

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You Will Survive: 8 Strategies to Overcome New Entrepreneur Anxiety

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There is an escape from the Money Panic, and it doesn’t involve selling off retirement investments or increasing your credit card limit. Cut expenses to the bone. To take a new company to profitability requires a herculean effort, day in and day out, for much longer than you might hope. You are the company.

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10 tips for organising car hire

Practically Perfect PA

Many of your business travel agents will be able to organise this aspect of the business trip and will also be able to provide discounts if they book through their own preferred suppliers or through the airline’s preferred car hire company. Car hire can be expensive so it is worth doing a little research before you confirm the booking.

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Coping with car hire – When the best is expected

Practically Perfect PA

Organising the typical car rental is pretty straight forward these days with many traditional companies all vying for your booking and even more comparison sites determined to promise you the best deal, all great until you are asked to book a car in the luxury or exotic end of the market where the usual providers can’t really help.

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Employee Files: What to include, what to leave out, and what’s confidential

BMT Office Administration

Besides complying with federal and state laws, keeping employee records helps you stay organized, aids decision-making, and protects your company if a terminated employee files a lawsuit. In addition, if an employee is involuntarily let go, their employee file must be kept for one year following the termination date.

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