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5 Long-Term Financial Goals and How to Achieve Them

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Pay off major debts Expected time: 5+ years Account types: Credit card debt, mortgage, student loans, car loans Getting out of debt is essential to the success of your other long-term financial goals. Most people use a mortgage to buy real estate, but many mortgage lenders ask for at least 20% of the purchase price as a down payment.

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Business Travel Is Back: How to Maximize Your Miles

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As Neff has learned, one key to doing that is having a good rewards credit card—and taking advantage of everything it has to offer. The right credit card for your business travel needs will depend on several factors, including the size and maturity of your business, your expense levels and your credit profile.

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How to Experience Luxury in Everyday Life

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Many of the luxury services available today use a subscription method where you pay a small monthly fee that is applied to any purchase you make that month. Set aside the rewards you get from your cash back or points credit cards and use them to fund a special treat now and then. Create your own subscription plan. Be flexible.

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How to Find Your Money ‘Why’

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How many bath bombs have been purchased on credit cards in the name of self-care? Faced with spending decisions , you might ask yourself whether a purchase supports your core values. Doing this may also help clarify savings goals , such as taking art classes, saving for trips, remodeling the backyard, and so on.

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These Are Nicole Lapin’s 6 Money Tips for Living Your Richest Life

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Purchase that daily latte, advises financial expert Nicole Lapin. Throughout the book, she shares personal anecdotes and examples, such as how she painlessly eliminated a $5,000 credit-card balance. In year 10, she wants to take a first-class vacation. Get rid of a $5,000 credit card balance.

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When Considering Your Investment Strategy, Keep These 3 Rules in Mind

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This way you can rest comfortably knowing the bulk of your nest egg is backed by steadier asset classes. There are no headlines about the vast majority of people who have burned time and money into creating digital art that no one ever purchases. Don’t believe the hype.

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12 Essential Tips Every Solo Traveler Needs to Know

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Use the cloud Scan or take photos of your flight and hotel confirmations, credit card and insurance cards, and any other documents that might be useful. Plan to do one or two structured activities daily, like a tour or class, but don’t overbook yourself. Stay aware of your surroundings whenever you are out and about.

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