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Pros and Cons of Credit Card Balance Transfers

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Are credit card balance transfers a good thing? Today on the rich & Regular podcast, Kiersten and Julien talk about what credit balance transfers are, who they’re good for, and what you should be aware of. This is a strategic tool and one of those rewards that come from having good credit ,” Kiersten says.

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10 Best Financial Management Tools for Personal and Professional Use

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We’ve put together a list of the best financial management tools for both personal and professional use. Personal Finance Tools Personal financial needs are often a little different from those of a business. Professional money management tools tend to be extremely robust and not always suited to individuals.

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Data Safety First: 3 Tools To Help Secure Your Business Online

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For a business leader who wants to increase the security of their organizational data, it can be overwhelming to take the time and resources to find the right tools that are worth an investment. The right tools allow a business to grow its online presence safely by protecting passwords, locks, and other sensitive information.

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How to Create a Budget: 6 Steps to Get You on the Path to Financial Security

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According to a Gallup survey , only one in three Americans prepares a detailed household budget. There are tons of tools—online and other—to help you figure it all out. Like Dave Ramsey , a personal finance expert, says: “A budget is telling your money where to go instead of wondering where it went.” Don’t ditch the budget.

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Business Travel Is Back: How to Maximize Your Miles

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With companies dealing with lingering COVID-related uncertainty , supply chain shortages and inflation, those business owners who do decide to travel will be focused on stretching their travel budgets as far as possible. Here are some tips on choosing the best card for you —and to make sure you’re making the most of it. #1

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Should I Use a Balance Transfer Card to Manage My Debt?

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You may often see mail or banner ads from banks and credit card companies for a balance transfer card. These ads might seem like a dream come true, offering 0% interest on any amount you transfer up to your credit limit. What is a balance transfer card? How do I choose a balance transfer card?

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30 New Year’s Resolution Ideas to Make 2024 Healthier, Happier & More Secure

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You might even consider mapping out your resolution using a simple tool like a goal-setting worksheet. New Year’s resolution ideas to improve personal finance Create a monthly budget. Empower yourself to live debt-free by paying down high-interest debts such as credit cards. Improve your credit score. Reduce debt.

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