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5 Financial Basics Everyone Should Know

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Managing your finances can feel overwhelming, especially if you’re trying to keep up with the latest budgeting software, personal finance app or investment hack and not just the financial basics. Ignoring the flash isn’t easy, and creating a system that works for you can take time and trial and error.

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8 Pieces of Financial Advice for New College Graduates

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Following a financial independence plan, which includes a savings system and budget, will be the key to chasing your goals while maintaining a roof over your head and food in the fridge. By focusing on a few key areas, you can create a system that works for you. Start an emergency fund.

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Using a Financial Planning Checklist Can Help You Meet Your Goals

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Review your bank and credit card statements Even if you check on your bank accounts daily, pulling your bank and credit card statements can help you understand how the first quarter of the year has gone. See how your spending breaks down and determine where (or if) you need to adjust your budget.

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Tori Dunlap, Founder of Her First 100K is on a Mission to Close the Gender Pay Gap

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Although this is a systemic issue that needs to be addressed on a global scale, we can also advocate for ourselves in our workplaces to ensure we are getting paid what we are worth. I simply don’t see the need for one when I can use credit cards and earn points and perks for my daily transactions. Invest in the stock market.

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3 Ways to Avoid Overspending During the Holidays

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We’d spend the majority of the year being diligent budgeters and ignoring our desires to take lavish vacations, spend heavily on meals or buy the newest gadget. Every January, we would find ourselves with a large credit card balance and would have to adjust our goals to make up for it. And then November would roll around.

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How to Prepare for a Recession

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Recessions are generally accepted as part of our economic system. One of the best things you can do to prepare for any financial downturn is to pay off your credit card or other high-interest debt. Prepare your money and your mind. Interest on your debt is the flip side of compound interest in investing.

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Why it’s Smart to Offer Paypal as a Secondary Payment Option

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This means: No dealing with declined credit cards. As business owners, you want to make it as easy as possible for your clients and customers to do business with you, while still maintaining consistent cash flow for you, and budget-friendly options for your customers. More money in your pocket! A win/win for everyone!