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Pros and Cons of Credit Card Balance Transfers

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Are credit card balance transfers a good thing? Today on the rich & Regular podcast, Kiersten and Julien talk about what credit balance transfers are, who they’re good for, and what you should be aware of. This is a strategic tool and one of those rewards that come from having good credit ,” Kiersten says.

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A Millennial’s Guide to Finances: 5 Things to Start Before You Turn 30

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Track your budget. If you need additional capabilities, she suggests you try You Need a Budget (YNAB ), but note that this requires a monthly fee. Ensure your goals and budget are reasonable and attainable,” Tenaglia warns. Credit Karma is a great free resource to track the progress of your credit score.

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The 6 Biggest Financial Mistakes to Avoid in Your 30s

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The same study from Debt.com found that one in three credit card holders in the U.S. have maxed out their credit cards to cover expenses due to inflation. They don’t realize how much children are going to change the household budget and make adjustments ahead of time,” she says.

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How Financial Wellness Programs Can Benefit Employees and Employers

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Human resource leaders have observed cash-strapped employees reducing retirement contributions and talking about how money-related stress has negatively affected their work lives, according to a 2022 financial benefits study conducted by Morgan Stanley at Work. Amid high inflation the need for such benefits has become even more apparent.

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Data Safety First: 3 Tools To Help Secure Your Business Online

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For a business leader who wants to increase the security of their organizational data, it can be overwhelming to take the time and resources to find the right tools that are worth an investment. A negative experience can halt productivity and even weaken a business’ overall efficiency.

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How to Know If You’re Financially Ready to Start a Business

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So to determine whether you’re financially stable , you’ll need to do a deep dive into your personal budget. You can do this via online resources like BrightPlan or Mint, or by printing out the past six months of statements from your bank accounts and credit card accounts.

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5 Ways To Save Money On Hiring Quality Talent In 2024

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You’re looking at budgets for 2024 and your company needs to meet stringent deadlines to deliver products or services faster and more effectively than ever before. Employee turnover rates are soaring, and freelance platforms provide an affordable way to access talent and fill the gap on demand. Does this situation sound familiar?

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