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2023 Financial Forecast: How to Prepare for the Year Ahead

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It’s become more difficult in the past year, however, to know what your expenses will be each month—and that makes it all the more challenging to stick to a budget. As you think about your personal finances heading into 2023, credit card debt should be top of mind.

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Data Safety First: 3 Tools To Help Secure Your Business Online

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Here are three great tools to consider when boosting your organization’s security: 1Password 1Password offers a convenient way for businesses to store, manage, and protect sensitive information — like login credentials and credit card data. Salto KS Take charge of who enters the doors of your business when you’re not there.

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5 Ways To Save Money On Hiring Quality Talent In 2024

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You’re looking at budgets for 2024 and your company needs to meet stringent deadlines to deliver products or services faster and more effectively than ever before. This is a common problem throughout many industries. In fact, Forbes reports that turnover rates are hiking up to 60%.

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How to Know If You’re Financially Ready to Start a Business

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Market analysis: What are the current trends in your industry? Be clear on how you’ll set your business apart in your industry. So to determine whether you’re financially stable , you’ll need to do a deep dive into your personal budget. Later in the plan, provide more specific information about your offering (e.g.,

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These Are Nicole Lapin’s 6 Money Tips for Living Your Richest Life

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Throughout the book, she shares personal anecdotes and examples, such as how she painlessly eliminated a $5,000 credit-card balance. Find out what people with your experience earn in your industry by going to websites such as Salary.com and Payscale.com to come up with a raise request that’s on the high end, Lapin advises in her book.

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16 Rich Habits

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If you want to end your financial struggles, you need to make a habit of saving and budgeting what you spend. Here are some sensible ways to budget your monthly net pay: Spend no more than 25 percent on housing, no matter if you own or rent. Stay away from accumulating credit card debt. They create their own good luck.

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Tori Dunlap, Founder of Her First 100K is on a Mission to Close the Gender Pay Gap

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With a financial industry that disproportionately targets marginalized groups while giving advantages to cisgendered white men, the very act of a woman pursuing financial literacy and wellness is feminist. This industry was not created to be easily accessible for women, and it can be challenging to know where to start.